Just pay the minimum payment we ask for on the statement and spread the cost to suit you†
Choose the Take 3 option on your statement and then spread the cost over 3 months - which means you don't pay any interest!
You can pay anything you like from the minimum payment to the full balance - giving you complete control
Our Representative APR and interest rate is 39.9% variable. Typical credit limit: £1000
The credit limit offered will depend on your personal circumstances. Other interest rates apply to purchases over various periods
*The 10% off (excluding sale or audio, gaming and computers) discount code is for new customers only and can be used once to obtain 10% off when you place your first credit order and is conditional on being accepted for a credit account. Acceptance is subject to status. Offer ends 31st January 2015. We reserve the right to withdraw this offer at any time. Returned goods, financial services products and delivery charges will not count towards the value of the order and this offer cannot be used in conjunction with any other discount or promotional offer. This offer cannot be used in conjunction with any other offer. Promotional codes are codes that enable customers to obtain benefits such as discounts, free delivery and free gifts. These codes are non-transferable so may only be used by the person to whom they are issued and must only be used in accordance with their terms and conditions of use. Returned goods, financial services products and delivery charges will not count towards the value of the order. If you use a promotional code to claim a promotional benefit, you must first check that it was issued to you and that you are eligible to use it. By using it to claim a promotional benefit you will be confirming that:- (i) you are entitled to use the code; (ii) you meet all the conditions that apply to its use; (iii) you agree to the terms set out below. If, before accepting your order, we find that you are not entitled to use the code or do not meet all the terms and conditions of its use, we may reject your order or alternatively process it without the promotional benefit being applied. If, after accepting your order, we find that you were not entitled to use the code or did not meet all the terms and conditions of its use, we may reverse the benefit that you obtained. If you transacted on a cash basis e.g. by debit or credit card, we may take a further payment, equivalent to the value of the benefit obtained, from the card used. If you transacted on a credit basis, the value of the benefit obtained may be charged to your credit account.
You can pay for your purchases by making the payments shown, which are not fixed. Alternatively, you can spread the cost using Woolworths Account where the minimum monthly payment is £5 or 7% of your current balance, whichever is greater, plus any applicable insurance premiums. The actual APR applicable to you may be different from the representative APR based on your credit status. 1 month = 28 days. Credit provided, subject to status, by Shop Direct Finance Company Limited. Registered number 4660974. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and Regulated by The Financial Conduct Authority. Goods/services provided by Shop Direct Home Shopping Limited. Registered number 4663281. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB.
†The minimum payment will be £5 or 7% of your outstanding balance whichever is greater