Representative Example:

39.9% APR representative variable (annual interest rate of 39.9 % variable). Typical credit limit £1000.
The actual credit limit offered will depend on your credit status. This credit account may offer other promotional interest rates. An advance payment may be required with some orders placed on the account. This agreement is of no fixed duration.

Take 3 Take 3 is the hassle free payment option that allows you to split the cost of anything you buy into three monthly payments, and opt out of interest. It,s easy…

Choose what you want and add it to your basket

•At checkout select the ‘add to account’ option

•Check your statement for the Take 3 payment and pay the amount requested. This is how you avoid paying interest.

(Buy Now Pay Later transactions are excluded from Take 3)

You can pay the minimum amount of £5 or 7%, whichever is the greater, plus any applicable insurance premiums. By doing this, it will cost you more over time.

Pay nothing for up to 12 months when you spend £400 or more. BNPL will be available in check out, subject to account status. Interest will accrue from the date of order but will not show on the account until the first statement after the expiry of the deferred payment period. The deferred payment period will begin at point of order (including for those items which are purchased on pre-order and/or are not ready for immediate dispatch). You can avoid paying interest by contacting us and paying the cash price in full before the end of the deferred payment period. Find out more>

1 month = 28 days. Over 18’s only. 12 months = 12 calendar months.
The actual APR applicable to you may be different from the representative APR based on your credit status.
Credit provided, subject to status, by Shop Direct Finance Company Limited. Registered office: Aintree Innovation Centre, Park Lane, Netherton, Bootle, L30 1SL. Authorised and Regulated by the Financial Conduct Authority.


isNew is true
isReturning is false
isRegistered is false
gender is Unknown
ageTargeting is
isEligibleForBnpl is false
marketingCampaign is
targetedOffersAsString is
accountNumber is